Call reports 2001
BANK OF KIRKSVILLE — 2001
What BANK OF KIRKSVILLE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 313,575,000 | 300,013,000 | 308,474,000 | 310,379,000 |
| Total loans | 166,515,000 | 167,174,000 | 166,980,000 | 169,349,000 |
| Allowance for loan losses | 2,581,000 | 2,574,000 | 2,574,000 | 2,524,000 |
| Securities available for sale | 62,082,000 | 77,301,000 | 99,424,000 | 97,489,000 |
| Securities held to maturity | 40,282,000 | 30,376,000 | 22,383,000 | 15,788,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,793,000 | 260,810,000 | 265,281,000 | 266,099,000 |
| Interest-bearing deposits | 246,609,000 | 236,199,000 | 236,765,000 | 241,522,000 |
| Noninterest-bearing deposits | 26,184,000 | 24,611,000 | 28,516,000 | 24,577,000 |
| Equity capital | 22,281,000 | 21,020,000 | 22,501,000 | 22,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,401,000 | 10,752,000 | 15,978,000 | 20,970,000 |
| Interest expense | 3,545,000 | 7,001,000 | 10,287,000 | 13,386,000 |
| Net interest income | 1,856,000 | 3,751,000 | 5,691,000 | 7,584,000 |
| Noninterest income | 401,000 | 788,000 | 1,194,000 | 1,590,000 |
| Noninterest expense | 1,191,000 | 2,294,000 | 3,423,000 | 4,639,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,067,000 | 2,246,000 | 3,463,000 | 4,536,000 |
| Income tax | 333,000 | 756,000 | 1,195,000 | 1,562,000 |
| Net income | 734,000 | 1,490,000 | 2,268,000 | 2,974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,573,000 | 20,257,000 | 21,039,000 | 21,749,000 |
| Total capital | 23,595,000 | 22,238,000 | 23,058,000 | 23,795,000 |
| Risk-weighted assets | 161,207,000 | 157,892,000 | 160,971,000 | 163,207,000 |