Call reports 2021
INTERNATIONAL BANK OF COMMERCE — 2021
What INTERNATIONAL BANK OF COMMERCE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,836,846,000 | 1,903,697,000 | 1,934,087,000 | 1,953,409,000 |
| Total loans | 752,991,000 | 719,746,000 | 699,876,000 | 717,227,000 |
| Allowance for loan losses | 10,993,000 | 10,825,000 | 10,513,000 | 10,619,000 |
| Securities available for sale | 731,356,000 | 811,111,000 | 877,333,000 | 901,149,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,387,034,000 | 1,502,302,000 | 1,565,037,000 | 1,540,225,000 |
| Interest-bearing deposits | 835,664,000 | 929,888,000 | 975,512,000 | 942,625,000 |
| Noninterest-bearing deposits | 551,370,000 | 572,414,000 | 589,525,000 | 597,600,000 |
| Equity capital | 251,168,000 | 252,354,000 | 255,441,000 | 254,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,600,000 | 18,538,000 | 28,319,000 | 38,515,000 |
| Interest expense | 385,000 | 766,000 | 1,171,000 | 1,569,000 |
| Net interest income | 9,215,000 | 17,772,000 | 27,148,000 | 36,946,000 |
| Noninterest income | 3,928,000 | 8,713,000 | 13,912,000 | 18,980,000 |
| Noninterest expense | 8,435,000 | 20,149,000 | 29,833,000 | 36,433,000 |
| Provision for loan losses | 559,000 | 626,000 | 548,000 | 874,000 |
| Pretax income | 4,149,000 | 5,710,000 | 10,679,000 | 18,619,000 |
| Income tax | 907,000 | 1,148,000 | 2,236,000 | 4,390,000 |
| Net income | 3,242,000 | 4,562,000 | 8,443,000 | 14,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 210,580,000 | 211,901,000 | 215,782,000 | 221,567,000 |
| Total capital | 221,977,000 | 223,106,000 | 226,672,000 | 232,454,000 |
| Risk-weighted assets | 1,168,590,000 | 1,169,192,000 | 1,172,575,000 | 1,192,169,000 |