Call reports 2017
INTERNATIONAL BANK OF COMMERCE — 2017
What INTERNATIONAL BANK OF COMMERCE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,554,772,000 | 1,536,309,000 | 1,556,457,000 | 1,537,853,000 |
| Total loans | 773,069,000 | 769,521,000 | 790,529,000 | 805,279,000 |
| Allowance for loan losses | 8,259,000 | 8,081,000 | 8,134,000 | 8,186,000 |
| Securities available for sale | 466,238,000 | 449,786,000 | 443,944,000 | 409,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,251,708,000 | 1,191,286,000 | 1,139,421,000 | 1,084,470,000 |
| Interest-bearing deposits | 799,008,000 | 752,081,000 | 721,316,000 | 689,478,000 |
| Noninterest-bearing deposits | 452,700,000 | 439,205,000 | 418,105,000 | 394,992,000 |
| Equity capital | 192,272,000 | 197,369,000 | 201,819,000 | 203,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 11,307,000 | 23,542,000 | 35,984,000 | 48,237,000 |
| Interest expense | 613,000 | 1,370,000 | 2,301,000 | 3,398,000 |
| Net interest income | 10,694,000 | 22,172,000 | 33,683,000 | 44,839,000 |
| Noninterest income | 5,315,000 | 10,898,000 | 16,729,000 | 22,293,000 |
| Noninterest expense | 10,111,000 | 20,612,000 | 31,433,000 | 41,751,000 |
| Provision for loan losses | 620,000 | 649,000 | 925,000 | 1,215,000 |
| Pretax income | 5,232,000 | 11,678,000 | 17,923,000 | 23,046,000 |
| Income tax | 1,759,000 | 3,981,000 | 6,125,000 | 7,341,000 |
| Net income | 3,473,000 | 7,697,000 | 11,798,000 | 15,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 157,047,000 | 161,272,000 | 165,372,000 | 169,279,000 |
| Total capital | 165,849,000 | 169,915,000 | 174,087,000 | 178,057,000 |
| Risk-weighted assets | 1,206,257,000 | 1,202,193,000 | 1,244,973,000 | 1,262,365,000 |