Call reports 2015
DIME BANK — 2015
What DIME BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 772,573,000 | 771,125,000 | 789,276,000 | 785,319,000 |
| Total loans | 545,058,000 | 553,657,000 | 563,106,000 | 561,473,000 |
| Allowance for loan losses | 5,957,000 | 6,115,000 | 6,176,000 | 6,210,000 |
| Securities available for sale | 157,717,000 | 152,073,000 | 152,565,000 | 154,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 543,047,000 | 542,263,000 | 561,461,000 | 558,035,000 |
| Interest-bearing deposits | 416,230,000 | 411,896,000 | 429,899,000 | 420,812,000 |
| Noninterest-bearing deposits | 126,816,000 | 130,366,000 | 131,562,000 | 137,223,000 |
| Equity capital | 81,372,000 | 81,081,000 | 80,142,000 | 81,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,108,000 | 14,245,000 | 21,391,000 | 28,514,000 |
| Interest expense | 1,776,000 | 3,578,000 | 5,385,000 | 7,155,000 |
| Net interest income | 5,332,000 | 10,667,000 | 16,006,000 | 21,359,000 |
| Noninterest income | 1,046,000 | 2,169,000 | 3,223,000 | 4,371,000 |
| Noninterest expense | 5,904,000 | 11,427,000 | 17,006,000 | 22,508,000 |
| Provision for loan losses | 223,000 | 743,000 | 1,081,000 | 1,569,000 |
| Pretax income | 1,335,000 | 1,811,000 | 2,465,000 | 2,625,000 |
| Income tax | 302,000 | 303,000 | 352,000 | 239,000 |
| Net income | 1,033,000 | 1,508,000 | 2,113,000 | 2,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,379,000 | 86,858,000 | 86,772,000 | 87,743,000 |
| Total capital | 87,883,000 | 88,388,000 | 87,529,000 | 88,567,000 |
| Risk-weighted assets | 679,789,000 | 685,949,000 | 693,683,000 | 683,912,000 |