Call reports 2014
DIME BANK — 2014
What DIME BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 755,930,000 | 760,964,000 | 763,335,000 | 756,207,000 |
| Total loans | 516,294,000 | 528,156,000 | 522,840,000 | 524,440,000 |
| Allowance for loan losses | 5,268,000 | 5,971,000 | 5,963,000 | 5,862,000 |
| Securities available for sale | 177,296,000 | 177,145,000 | 167,673,000 | 166,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 533,378,000 | 536,467,000 | 546,936,000 | 534,441,000 |
| Interest-bearing deposits | 417,391,000 | 408,054,000 | 415,632,000 | 400,464,000 |
| Noninterest-bearing deposits | 115,987,000 | 128,413,000 | 131,303,000 | 133,977,000 |
| Equity capital | 81,689,000 | 84,279,000 | 83,819,000 | 80,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,096,000 | 14,411,000 | 21,632,000 | 28,870,000 |
| Interest expense | 1,940,000 | 3,885,000 | 5,833,000 | 7,657,000 |
| Net interest income | 5,156,000 | 10,526,000 | 15,799,000 | 21,213,000 |
| Noninterest income | 897,000 | 1,976,000 | 3,127,000 | 4,297,000 |
| Noninterest expense | 5,420,000 | 10,835,000 | 16,358,000 | 22,090,000 |
| Provision for loan losses | 382,000 | 821,000 | 1,334,000 | 1,432,000 |
| Pretax income | 1,156,000 | 2,151,000 | 3,383,000 | 4,075,000 |
| Income tax | 257,000 | 442,000 | 711,000 | 793,000 |
| Net income | 899,000 | 1,709,000 | 2,672,000 | 3,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,390,000 | 84,206,000 | 85,173,000 | 85,788,000 |
| Total capital | 89,799,000 | 92,103,000 | 92,313,000 | 93,007,000 |
| Risk-weighted assets | 577,092,000 | 585,849,000 | 575,260,000 | 575,441,000 |