Call reports 2010
DIME BANK — 2010
What DIME BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 656,419,000 | 663,814,000 | 681,321,000 | 679,787,000 |
| Total loans | 503,604,000 | 501,667,000 | 502,333,000 | 499,605,000 |
| Allowance for loan losses | 5,061,000 | 4,730,000 | 5,554,000 | 5,124,000 |
| Securities available for sale | 93,091,000 | 71,541,000 | 91,503,000 | 107,347,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 451,827,000 | 458,865,000 | 472,885,000 | 470,832,000 |
| Interest-bearing deposits | 375,895,000 | 375,544,000 | 391,923,000 | 385,006,000 |
| Noninterest-bearing deposits | 75,933,000 | 83,322,000 | 80,962,000 | 85,827,000 |
| Equity capital | 62,657,000 | 61,125,000 | 64,178,000 | 65,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,127,000 | 16,273,000 | 24,423,000 | 32,527,000 |
| Interest expense | 2,808,000 | 5,506,000 | 8,212,000 | 10,865,000 |
| Net interest income | 5,319,000 | 10,767,000 | 16,211,000 | 21,662,000 |
| Noninterest income | 1,022,000 | 2,096,000 | 3,275,000 | 4,541,000 |
| Noninterest expense | 5,010,000 | 10,940,000 | 15,564,000 | 20,599,000 |
| Provision for loan losses | 5,000 | 11,000 | 818,000 | 825,000 |
| Pretax income | 1,522,000 | 2,637,000 | 3,943,000 | 5,876,000 |
| Income tax | 410,000 | 672,000 | 1,034,000 | 1,570,000 |
| Net income | 1,112,000 | 1,965,000 | 2,909,000 | 4,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,669,000 | 64,318,000 | 67,346,000 | 69,548,000 |
| Total capital | 70,730,000 | 69,048,000 | 72,900,000 | 74,944,000 |
| Risk-weighted assets | 525,274,000 | 501,738,000 | 515,286,000 | 521,864,000 |