Call reports 2009
DIME BANK — 2009
What DIME BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 659,427,000 | 648,761,000 | 648,957,000 | 634,319,000 |
| Total loans | 525,700,000 | 509,240,000 | 501,820,000 | 502,717,000 |
| Allowance for loan losses | 5,020,000 | 4,977,000 | 4,486,000 | 5,489,000 |
| Securities available for sale | 81,093,000 | 86,040,000 | 89,013,000 | 69,633,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 442,741,000 | 431,946,000 | 436,367,000 | 430,393,000 |
| Interest-bearing deposits | 368,732,000 | 354,708,000 | 360,591,000 | 354,986,000 |
| Noninterest-bearing deposits | 74,010,000 | 77,238,000 | 75,777,000 | 75,408,000 |
| Equity capital | 52,196,000 | 55,794,000 | 59,004,000 | 60,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,664,000 | 17,060,000 | 25,349,000 | 33,552,000 |
| Interest expense | 3,690,000 | 7,273,000 | 10,735,000 | 13,783,000 |
| Net interest income | 4,974,000 | 9,787,000 | 14,614,000 | 19,769,000 |
| Noninterest income | 1,455,000 | 3,106,000 | 4,195,000 | 5,285,000 |
| Noninterest expense | 4,322,000 | 8,382,000 | 12,629,000 | 17,497,000 |
| Provision for loan losses | 5,000 | 8,000 | 12,000 | 1,281,000 |
| Pretax income | -485,000 | 1,918,000 | 3,590,000 | 3,741,000 |
| Income tax | -323,000 | 362,000 | 774,000 | 639,000 |
| Net income | -162,000 | 1,556,000 | 2,816,000 | 3,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,580,000 | 60,031,000 | 62,955,000 | 64,033,000 |
| Total capital | 61,600,000 | 65,008,000 | 67,441,000 | 69,522,000 |
| Risk-weighted assets | 529,185,000 | 519,367,000 | 512,241,000 | 501,846,000 |