Call reports 2008
DIME BANK — 2008
What DIME BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 669,056,000 | 675,173,000 | 684,687,000 | 671,917,000 |
| Total loans | 500,621,000 | 520,067,000 | 534,160,000 | 534,330,000 |
| Allowance for loan losses | 4,237,000 | 4,159,000 | 3,660,000 | 5,021,000 |
| Securities available for sale | 118,682,000 | 103,102,000 | 93,351,000 | 81,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 434,327,000 | 433,344,000 | 453,290,000 | 453,335,000 |
| Interest-bearing deposits | 366,013,000 | 362,577,000 | 387,349,000 | 376,114,000 |
| Noninterest-bearing deposits | 68,314,000 | 70,767,000 | 65,941,000 | 77,221,000 |
| Equity capital | 66,363,000 | 67,169,000 | 60,623,000 | 52,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 9,738,000 | 19,237,000 | 28,562,000 | 37,795,000 |
| Interest expense | 4,392,000 | 8,361,000 | 12,428,000 | 16,430,000 |
| Net interest income | 5,346,000 | 10,876,000 | 16,134,000 | 21,365,000 |
| Noninterest income | 852,000 | 1,956,000 | 2,930,000 | 3,603,000 |
| Noninterest expense | 4,078,000 | 8,308,000 | 12,494,000 | 17,778,000 |
| Provision for loan losses | 8,000 | 17,000 | 52,000 | 4,171,000 |
| Pretax income | 2,895,000 | 5,633,000 | 2,830,000 | -5,070,000 |
| Income tax | 750,000 | 1,477,000 | 313,000 | -2,504,000 |
| Net income | 2,145,000 | 4,156,000 | 2,517,000 | -2,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,946,000 | 68,956,000 | 64,009,000 | 57,597,000 |
| Total capital | 71,932,000 | 73,357,000 | 67,669,000 | 62,618,000 |
| Risk-weighted assets | 525,576,000 | 534,430,000 | 540,270,000 | 532,355,000 |