Call reports 2007
DIME BANK — 2007
What DIME BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 633,032,000 | 627,633,000 | 640,617,000 | 659,326,000 |
| Total loans | 468,414,000 | 471,559,000 | 479,409,000 | 494,154,000 |
| Allowance for loan losses | 4,797,000 | 4,295,000 | 4,285,000 | 4,232,000 |
| Securities available for sale | 120,881,000 | 109,693,000 | 115,553,000 | 118,814,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 416,219,000 | 413,508,000 | 418,515,000 | 420,591,000 |
| Interest-bearing deposits | 349,000,000 | 345,903,000 | 352,843,000 | 355,367,000 |
| Noninterest-bearing deposits | 67,219,000 | 67,605,000 | 65,672,000 | 65,224,000 |
| Equity capital | 63,696,000 | 65,935,000 | 67,949,000 | 66,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 9,130,000 | 18,447,000 | 27,951,000 | 37,621,000 |
| Interest expense | 4,389,000 | 8,829,000 | 13,380,000 | 17,978,000 |
| Net interest income | 4,741,000 | 9,618,000 | 14,571,000 | 19,643,000 |
| Noninterest income | 749,000 | 1,490,000 | 2,322,000 | 3,196,000 |
| Noninterest expense | 3,473,000 | 7,327,000 | 10,966,000 | 16,171,000 |
| Provision for loan losses | 13,000 | -484,000 | -476,000 | -466,000 |
| Pretax income | 2,662,000 | 5,054,000 | 7,513,000 | 8,335,000 |
| Income tax | 755,000 | 1,319,000 | 1,942,000 | 1,933,000 |
| Net income | 1,907,000 | 3,735,000 | 5,571,000 | 6,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,306,000 | 62,133,000 | 63,969,000 | 64,801,000 |
| Total capital | 67,634,000 | 69,159,000 | 71,212,000 | 71,404,000 |
| Risk-weighted assets | 489,365,000 | 487,781,000 | 501,361,000 | 518,111,000 |