Call reports 2005
DIME BANK — 2005
What DIME BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 495,671,000 | 524,233,000 | 547,115,000 | 557,042,000 |
| Total loans | 348,225,000 | 369,174,000 | 398,244,000 | 412,784,000 |
| Allowance for loan losses | 4,048,000 | 4,031,000 | 3,993,000 | 3,610,000 |
| Securities available for sale | 109,563,000 | 116,617,000 | 110,380,000 | 102,866,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,562,000 | 369,510,000 | 387,573,000 | 392,030,000 |
| Interest-bearing deposits | 274,873,000 | 297,190,000 | 318,876,000 | 321,562,000 |
| Noninterest-bearing deposits | 66,689,000 | 72,320,000 | 68,697,000 | 70,468,000 |
| Equity capital | 50,051,000 | 51,867,000 | 53,837,000 | 54,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 6,316,000 | 13,068,000 | 20,300,000 | 27,999,000 |
| Interest expense | 2,113,000 | 4,541,000 | 7,376,000 | 10,470,000 |
| Net interest income | 4,203,000 | 8,527,000 | 12,924,000 | 17,529,000 |
| Noninterest income | 671,000 | 1,432,000 | 2,145,000 | 2,849,000 |
| Noninterest expense | 2,992,000 | 6,171,000 | 9,149,000 | 13,830,000 |
| Provision for loan losses | 19,000 | 28,000 | 42,000 | 53,000 |
| Pretax income | 2,771,000 | 4,844,000 | 6,849,000 | 7,601,000 |
| Income tax | 820,000 | 1,382,000 | 1,918,000 | 1,903,000 |
| Net income | 1,951,000 | 3,462,000 | 4,931,000 | 5,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,603,000 | 50,114,000 | 51,584,000 | 52,351,000 |
| Total capital | 53,988,000 | 55,590,000 | 57,487,000 | 57,789,000 |
| Risk-weighted assets | 413,597,000 | 447,428,000 | 440,834,000 | 448,088,000 |