Call reports 2004
DIME BANK — 2004
What DIME BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 466,650,000 | 476,382,000 | 478,318,000 | 489,498,000 |
| Total loans | 273,302,000 | 282,520,000 | 302,899,000 | 328,826,000 |
| Allowance for loan losses | 3,701,000 | 3,690,000 | 3,737,000 | 4,037,000 |
| Securities available for sale | 152,279,000 | 152,722,000 | 136,014,000 | 121,569,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,428,000 | 330,330,000 | 330,777,000 | 337,964,000 |
| Interest-bearing deposits | 266,334,000 | 267,531,000 | 270,836,000 | 269,950,000 |
| Noninterest-bearing deposits | 55,094,000 | 62,798,000 | 59,941,000 | 68,014,000 |
| Equity capital | 45,956,000 | 45,605,000 | 47,338,000 | 49,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 5,435,000 | 10,911,000 | 16,696,000 | 22,911,000 |
| Interest expense | 2,168,000 | 4,308,000 | 6,449,000 | 8,608,000 |
| Net interest income | 3,267,000 | 6,603,000 | 10,247,000 | 14,303,000 |
| Noninterest income | 598,000 | 1,157,000 | 1,704,000 | 2,323,000 |
| Noninterest expense | 2,718,000 | 5,612,000 | 8,433,000 | 11,850,000 |
| Provision for loan losses | 0 | 0 | 0 | 312,000 |
| Pretax income | 1,997,000 | 3,940,000 | 5,381,000 | 6,504,000 |
| Income tax | 393,000 | 1,095,000 | 1,442,000 | 1,699,000 |
| Net income | 1,604,000 | 2,845,000 | 3,939,000 | 4,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,451,000 | 44,692,000 | 45,786,000 | 46,653,000 |
| Total capital | 48,894,000 | 49,556,000 | 50,774,000 | 52,682,000 |
| Risk-weighted assets | 374,401,000 | 389,986,000 | 394,185,000 | 391,691,000 |