Call reports 2003
DIME BANK — 2003
What DIME BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 443,601,000 | 452,537,000 | 453,712,000 | 451,816,000 |
| Total loans | 275,508,000 | 263,412,000 | 252,727,000 | 261,557,000 |
| Allowance for loan losses | 3,720,000 | 3,553,000 | 3,589,000 | 3,717,000 |
| Securities available for sale | 135,063,000 | 159,288,000 | 166,553,000 | 153,674,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,004,000 | 320,277,000 | 320,501,000 | 313,715,000 |
| Interest-bearing deposits | 291,539,000 | 269,795,000 | 267,874,000 | 259,542,000 |
| Noninterest-bearing deposits | 22,465,000 | 50,482,000 | 52,628,000 | 54,173,000 |
| Equity capital | 37,231,000 | 40,294,000 | 42,123,000 | 44,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 5,927,000 | 11,692,000 | 17,287,000 | 22,782,000 |
| Interest expense | 2,522,000 | 4,896,000 | 7,185,000 | 9,402,000 |
| Net interest income | 3,405,000 | 6,796,000 | 10,102,000 | 13,380,000 |
| Noninterest income | 695,000 | 1,592,000 | 3,560,000 | 4,177,000 |
| Noninterest expense | 2,765,000 | 5,643,000 | 8,353,000 | 11,493,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,381,000 | 327,000 | 2,891,000 | 5,823,000 |
| Income tax | 251,000 | -266,000 | 476,000 | 1,324,000 |
| Net income | 1,130,000 | 593,000 | 2,415,000 | 4,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,810,000 | 37,941,000 | 39,763,000 | 41,847,000 |
| Total capital | 40,530,000 | 43,084,000 | 45,060,000 | 47,517,000 |
| Risk-weighted assets | 355,642,000 | 345,658,000 | 354,683,000 | 353,226,000 |