Call reports 2006
PINNACLE BANK, NATIONAL ASSOCIATION — 2006
What PINNACLE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 98,033,000 | 97,251,000 | 97,933,000 | 97,722,000 |
| Total loans | 48,882,000 | 47,680,000 | 48,954,000 | 52,857,000 |
| Allowance for loan losses | 747,000 | 750,000 | 746,000 | 747,000 |
| Securities available for sale | 44,228,000 | 44,713,000 | 44,528,000 | 39,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,049,000 | 88,851,000 | 87,588,000 | 86,672,000 |
| Interest-bearing deposits | 75,578,000 | 75,476,000 | 74,289,000 | 73,139,000 |
| Noninterest-bearing deposits | 12,471,000 | 13,375,000 | 13,299,000 | 13,533,000 |
| Equity capital | 6,482,000 | 6,046,000 | 6,949,000 | 6,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,254,000 | 2,532,000 | 3,859,000 | 5,239,000 |
| Interest expense | 515,000 | 1,088,000 | 1,691,000 | 2,324,000 |
| Net interest income | 739,000 | 1,444,000 | 2,168,000 | 2,915,000 |
| Noninterest income | 175,000 | 350,000 | 552,000 | 722,000 |
| Noninterest expense | 604,000 | 1,105,000 | 1,631,000 | 2,229,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 310,000 | 612,000 | 1,012,000 | 1,339,000 |
| Income tax | 16,000 | 29,000 | 47,000 | 32,000 |
| Net income | 294,000 | 583,000 | 965,000 | 1,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,277,000 | 6,996,000 | 7,376,000 | 6,928,000 |
| Total capital | 7,936,000 | 7,653,000 | 8,045,000 | 7,609,000 |
| Risk-weighted assets | 52,609,000 | 52,429,000 | 53,417,000 | 54,384,000 |