Call reports 2005
PINNACLE BANK, NATIONAL ASSOCIATION — 2005
What PINNACLE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 101,349,000 | 100,857,000 | 99,085,000 | 104,156,000 |
| Total loans | 52,489,000 | 51,459,000 | 47,028,000 | 52,286,000 |
| Allowance for loan losses | 748,000 | 750,000 | 750,000 | 746,000 |
| Securities available for sale | 43,952,000 | 41,454,000 | 46,283,000 | 46,952,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,573,000 | 93,078,000 | 90,775,000 | 87,799,000 |
| Interest-bearing deposits | 80,024,000 | 79,498,000 | 77,352,000 | 74,077,000 |
| Noninterest-bearing deposits | 12,549,000 | 13,580,000 | 13,423,000 | 13,722,000 |
| Equity capital | 7,579,000 | 7,455,000 | 7,644,000 | 7,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,181,000 | 2,370,000 | 3,592,000 | 4,872,000 |
| Interest expense | 368,000 | 749,000 | 1,152,000 | 1,608,000 |
| Net interest income | 813,000 | 1,621,000 | 2,440,000 | 3,264,000 |
| Noninterest income | 205,000 | 379,000 | 554,000 | 755,000 |
| Noninterest expense | 546,000 | 1,081,000 | 1,595,000 | 2,112,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 472,000 | 919,000 | 1,399,000 | 1,907,000 |
| Income tax | 135,000 | 253,000 | 393,000 | 506,000 |
| Net income | 337,000 | 666,000 | 1,006,000 | 1,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,884,000 | 7,555,000 | 7,881,000 | 8,286,000 |
| Total capital | 8,594,000 | 8,255,000 | 8,530,000 | 8,987,000 |
| Risk-weighted assets | 56,784,000 | 55,922,000 | 51,835,000 | 56,015,000 |