Call reports 2004
PINNACLE BANK, NATIONAL ASSOCIATION — 2004
What PINNACLE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 102,852,000 | 108,884,000 | 102,844,000 | 106,416,000 |
| Total loans | 51,767,000 | 53,097,000 | 50,104,000 | 54,242,000 |
| Allowance for loan losses | 757,000 | 767,000 | 766,000 | 747,000 |
| Securities available for sale | 45,124,000 | 50,807,000 | 48,661,000 | 47,316,000 |
| Securities held to maturity | 10,000 | 10,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,680,000 | 95,397,000 | 92,058,000 | 93,554,000 |
| Interest-bearing deposits | 81,934,000 | 82,832,000 | 79,303,000 | 78,731,000 |
| Noninterest-bearing deposits | 12,746,000 | 12,565,000 | 12,755,000 | 14,823,000 |
| Equity capital | 7,787,000 | 7,127,000 | 7,786,000 | 7,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,175,000 | 2,371,000 | 3,548,000 | 4,764,000 |
| Interest expense | 381,000 | 757,000 | 1,122,000 | 1,486,000 |
| Net interest income | 794,000 | 1,614,000 | 2,426,000 | 3,278,000 |
| Noninterest income | 259,000 | 445,000 | 625,000 | 795,000 |
| Noninterest expense | 552,000 | 1,078,000 | 1,581,000 | 2,116,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 501,000 | 981,000 | 1,484,000 | 1,988,000 |
| Income tax | 156,000 | 247,000 | 395,000 | 543,000 |
| Net income | 345,000 | 734,000 | 1,089,000 | 1,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,311,000 | 7,268,000 | 7,604,000 | 7,574,000 |
| Total capital | 8,011,000 | 8,010,000 | 8,286,000 | 8,300,000 |
| Risk-weighted assets | 55,911,000 | 59,305,000 | 54,506,000 | 58,080,000 |