Call reports 2003
PINNACLE BANK, NATIONAL ASSOCIATION — 2003
What PINNACLE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 99,156,000 | 99,285,000 | 98,510,000 | 100,026,000 |
| Total loans | 50,622,000 | 50,140,000 | 49,818,000 | 53,611,000 |
| Allowance for loan losses | 794,000 | 793,000 | 791,000 | 784,000 |
| Securities available for sale | 36,661,000 | 37,192,000 | 44,096,000 | 41,357,000 |
| Securities held to maturity | 19,000 | 19,000 | 10,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,333,000 | 90,624,000 | 89,597,000 | 91,256,000 |
| Interest-bearing deposits | 79,383,000 | 79,049,000 | 77,497,000 | 78,167,000 |
| Noninterest-bearing deposits | 10,950,000 | 11,575,000 | 12,100,000 | 13,089,000 |
| Equity capital | 8,341,000 | 8,118,000 | 8,322,000 | 7,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,293,000 | 2,513,000 | 3,715,000 | 4,925,000 |
| Interest expense | 489,000 | 950,000 | 1,377,000 | 1,776,000 |
| Net interest income | 804,000 | 1,563,000 | 2,338,000 | 3,149,000 |
| Noninterest income | 241,000 | 396,000 | 543,000 | 671,000 |
| Noninterest expense | 594,000 | 1,124,000 | 1,624,000 | 2,117,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 450,000 | 837,000 | 1,259,000 | 1,705,000 |
| Income tax | 145,000 | 259,000 | 360,000 | 467,000 |
| Net income | 305,000 | 578,000 | 899,000 | 1,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,799,000 | 7,588,000 | 7,909,000 | 7,008,000 |
| Total capital | 8,509,000 | 8,313,000 | 8,635,000 | 7,735,000 |
| Risk-weighted assets | 56,696,000 | 56,388,000 | 55,873,000 | 58,106,000 |