Call reports 2002
PINNACLE BANK, NATIONAL ASSOCIATION — 2002
What PINNACLE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 93,790,000 | 95,669,000 | 95,196,000 | 99,450,000 |
| Total loans | 54,685,000 | 54,977,000 | 51,252,000 | 52,262,000 |
| Allowance for loan losses | 807,000 | 804,000 | 801,000 | 797,000 |
| Securities available for sale | 31,528,000 | 33,159,000 | 35,357,000 | 39,641,000 |
| Securities held to maturity | 27,000 | 27,000 | 19,000 | 19,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,712,000 | 86,087,000 | 85,993,000 | 90,129,000 |
| Interest-bearing deposits | 73,931,000 | 75,169,000 | 74,925,000 | 78,760,000 |
| Noninterest-bearing deposits | 10,781,000 | 10,918,000 | 11,068,000 | 11,369,000 |
| Equity capital | 8,520,000 | 8,014,000 | 8,387,000 | 8,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,502,000 | 2,980,000 | 4,417,000 | 5,809,000 |
| Interest expense | 595,000 | 1,158,000 | 1,716,000 | 2,244,000 |
| Net interest income | 907,000 | 1,822,000 | 2,701,000 | 3,565,000 |
| Noninterest income | 237,000 | 383,000 | 539,000 | 682,000 |
| Noninterest expense | 549,000 | 1,231,000 | 1,738,000 | 2,224,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 1,000 |
| Pretax income | 594,000 | 977,000 | 1,501,000 | 2,022,000 |
| Income tax | 194,000 | 349,000 | 519,000 | 662,000 |
| Net income | 400,000 | 628,000 | 982,000 | 1,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,048,000 | 7,444,000 | 7,793,000 | 7,526,000 |
| Total capital | 8,778,000 | 8,243,000 | 8,491,000 | 8,260,000 |
| Risk-weighted assets | 57,822,000 | 63,829,000 | 55,765,000 | 58,655,000 |