Call reports 2001
PINNACLE BANK, NATIONAL ASSOCIATION — 2001
What PINNACLE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 92,596,000 | 91,689,000 | 92,029,000 | 96,002,000 |
| Total loans | 53,173,000 | 53,466,000 | 53,197,000 | 57,305,000 |
| Allowance for loan losses | 783,000 | 785,000 | 795,000 | 804,000 |
| Securities available for sale | 30,032,000 | 32,075,000 | 33,474,000 | 33,845,000 |
| Securities held to maturity | 34,000 | 34,000 | 27,000 | 27,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,777,000 | 82,471,000 | 82,427,000 | 84,643,000 |
| Interest-bearing deposits | 73,432,000 | 72,576,000 | 72,011,000 | 73,766,000 |
| Noninterest-bearing deposits | 10,345,000 | 9,895,000 | 10,416,000 | 10,877,000 |
| Equity capital | 8,279,000 | 8,067,000 | 8,655,000 | 8,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,670,000 | 3,304,000 | 4,920,000 | 6,502,000 |
| Interest expense | 900,000 | 1,781,000 | 2,609,000 | 3,298,000 |
| Net interest income | 770,000 | 1,523,000 | 2,311,000 | 3,204,000 |
| Noninterest income | 238,000 | 363,000 | 506,000 | 642,000 |
| Noninterest expense | 524,000 | 1,026,000 | 1,517,000 | 1,990,000 |
| Provision for loan losses | 0 | 2,000 | 6,000 | 8,000 |
| Pretax income | 484,000 | 859,000 | 1,295,000 | 1,848,000 |
| Income tax | 140,000 | 279,000 | 419,000 | 560,000 |
| Net income | 344,000 | 580,000 | 876,000 | 1,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,846,000 | 7,596,000 | 7,904,000 | 7,635,000 |
| Total capital | 8,571,000 | 8,368,000 | 8,677,000 | 8,440,000 |
| Risk-weighted assets | 57,959,000 | 61,631,000 | 61,834,000 | 65,963,000 |