Call reports 2025
COMMUNITY FEDERAL SAVINGS BANK — 2025
What COMMUNITY FEDERAL SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 797,027,000 | 812,764,000 | 857,056,000 | 866,395,000 |
| Total loans | 314,261,000 | 326,733,000 | 346,989,000 | 354,439,000 |
| Allowance for loan losses | 3,102,000 | 3,294,000 | 3,569,000 | 3,712,000 |
| Securities available for sale | 74,951,000 | 78,462,000 | 80,908,000 | 88,707,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 699,229,000 | 712,107,000 | 751,685,000 | 753,456,000 |
| Interest-bearing deposits | 233,230,000 | 268,613,000 | 312,921,000 | 294,631,000 |
| Noninterest-bearing deposits | 465,999,000 | 443,494,000 | 438,764,000 | 458,825,000 |
| Equity capital | 85,794,000 | 88,783,000 | 92,108,000 | 93,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,363,000 | 20,626,000 | 31,825,000 | 41,634,000 |
| Interest expense | 1,148,000 | 2,671,000 | 4,554,000 | 6,031,000 |
| Net interest income | 9,215,000 | 17,955,000 | 27,271,000 | 35,603,000 |
| Noninterest income | 11,309,000 | 22,152,000 | 33,770,000 | 45,905,000 |
| Noninterest expense | 17,148,000 | 32,559,000 | 48,982,000 | 67,578,000 |
| Provision for loan losses | 132,000 | 323,000 | 605,000 | 747,000 |
| Pretax income | 3,244,000 | 7,225,000 | 11,454,000 | 13,183,000 |
| Income tax | -372,000 | 683,000 | 1,804,000 | 2,262,000 |
| Net income | 3,616,000 | 6,542,000 | 9,650,000 | 10,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,962,000 | 90,889,000 | 93,997,000 | 95,268,000 |
| Total capital | 91,064,000 | 94,183,000 | 97,566,000 | 98,980,000 |
| Risk-weighted assets | 363,848,000 | 370,130,000 | 392,503,000 | 415,954,000 |