Call reports 2024
COMMUNITY FEDERAL SAVINGS BANK — 2024
What COMMUNITY FEDERAL SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 857,462,000 | 780,286,000 | 823,231,000 | 892,831,000 |
| Total loans | 266,123,000 | 281,832,000 | 306,137,000 | 307,746,000 |
| Allowance for loan losses | 2,539,000 | 2,660,000 | 2,984,000 | 3,084,000 |
| Securities available for sale | 31,437,000 | 35,750,000 | 39,551,000 | 72,698,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 776,729,000 | 694,502,000 | 731,922,000 | 799,014,000 |
| Interest-bearing deposits | 347,695,000 | 292,915,000 | 334,161,000 | 169,627,000 |
| Noninterest-bearing deposits | 429,034,000 | 401,587,000 | 397,761,000 | 629,387,000 |
| Equity capital | 67,045,000 | 72,322,000 | 78,744,000 | 81,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,899,000 | 20,149,000 | 31,062,000 | 42,233,000 |
| Interest expense | 2,456,000 | 4,764,000 | 7,036,000 | 8,869,000 |
| Net interest income | 7,443,000 | 15,385,000 | 24,026,000 | 33,364,000 |
| Noninterest income | 9,062,000 | 19,147,000 | 30,101,000 | 41,086,000 |
| Noninterest expense | 10,003,000 | 20,629,000 | 31,952,000 | 46,806,000 |
| Provision for loan losses | 80,000 | 201,000 | 525,000 | 722,000 |
| Pretax income | 6,422,000 | 13,702,000 | 21,650,000 | 26,922,000 |
| Income tax | 13,000 | 2,051,000 | 4,277,000 | 5,753,000 |
| Net income | 6,409,000 | 11,651,000 | 17,373,000 | 21,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,445,000 | 74,688,000 | 80,410,000 | 84,206,000 |
| Total capital | 71,984,000 | 77,348,000 | 83,394,000 | 87,290,000 |
| Risk-weighted assets | 285,820,000 | 308,243,000 | 334,674,000 | 339,575,000 |