Call reports 2023
COMMUNITY FEDERAL SAVINGS BANK — 2023
What COMMUNITY FEDERAL SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 638,305,000 | 676,836,000 | 637,472,000 | 689,033,000 |
| Total loans | 213,509,000 | 222,555,000 | 236,452,000 | 257,338,000 |
| Allowance for loan losses | 1,857,000 | 2,021,000 | 2,200,000 | 2,459,000 |
| Securities available for sale | 24,907,000 | 21,650,000 | 20,536,000 | 25,209,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 571,316,000 | 606,674,000 | 565,654,000 | 614,141,000 |
| Interest-bearing deposits | 240,169,000 | 198,702,000 | 123,935,000 | 246,755,000 |
| Noninterest-bearing deposits | 331,147,000 | 407,972,000 | 441,719,000 | 367,386,000 |
| Equity capital | 49,527,000 | 52,652,000 | 56,551,000 | 61,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,641,000 | 14,359,000 | 23,115,000 | 32,507,000 |
| Interest expense | 1,720,000 | 3,786,000 | 5,635,000 | 7,985,000 |
| Net interest income | 4,921,000 | 10,573,000 | 17,480,000 | 24,522,000 |
| Noninterest income | 5,923,000 | 13,082,000 | 20,832,000 | 28,373,000 |
| Noninterest expense | 6,623,000 | 13,738,000 | 21,645,000 | 30,308,000 |
| Provision for loan losses | 209,000 | 298,000 | 557,000 | 816,000 |
| Pretax income | 4,012,000 | 9,619,000 | 16,110,000 | 21,771,000 |
| Income tax | 1,384,000 | 3,292,000 | 5,434,000 | 7,302,000 |
| Net income | 2,628,000 | 6,327,000 | 10,676,000 | 14,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,085,000 | 54,735,000 | 59,276,000 | 63,075,000 |
| Total capital | 52,942,000 | 56,756,000 | 61,476,000 | 65,534,000 |
| Risk-weighted assets | 218,068,000 | 231,804,000 | 242,542,000 | 271,200,000 |