Call reports 2022
COMMUNITY FEDERAL SAVINGS BANK — 2022
What COMMUNITY FEDERAL SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 600,521,000 | 640,908,000 | 596,688,000 | 593,983,000 |
| Total loans | 206,063,000 | 192,566,000 | 193,120,000 | 184,104,000 |
| Allowance for loan losses | 1,099,000 | 1,293,000 | 1,554,000 | 1,648,000 |
| Securities available for sale | 22,481,000 | 27,799,000 | 25,949,000 | 24,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 450,467,000 | 535,444,000 | 512,348,000 | 519,908,000 |
| Interest-bearing deposits | 68,397,000 | 247,662,000 | 257,813,000 | 181,428,000 |
| Noninterest-bearing deposits | 382,070,000 | 287,782,000 | 254,535,000 | 338,480,000 |
| Equity capital | 42,060,000 | 43,086,000 | 45,105,000 | 46,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,254,000 | 6,974,000 | 12,164,000 | 18,610,000 |
| Interest expense | 305,000 | 716,000 | 1,758,000 | 3,433,000 |
| Net interest income | 2,949,000 | 6,258,000 | 10,406,000 | 15,177,000 |
| Noninterest income | 3,948,000 | 8,432,000 | 13,234,000 | 18,933,000 |
| Noninterest expense | 5,890,000 | 11,293,000 | 17,413,000 | 23,569,000 |
| Provision for loan losses | 8,000 | 203,000 | 463,000 | 638,000 |
| Pretax income | 999,000 | 3,194,000 | 5,764,000 | 9,903,000 |
| Income tax | -5,070,000 | -5,070,000 | -4,532,000 | -1,644,000 |
| Net income | 6,069,000 | 8,264,000 | 10,296,000 | 11,547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,815,000 | 44,011,000 | 46,042,000 | 48,127,000 |
| Total capital | 42,914,000 | 45,304,000 | 47,596,000 | 49,775,000 |
| Risk-weighted assets | 131,729,000 | 154,657,000 | 178,583,000 | 186,537,000 |