Call reports 2021
COMMUNITY FEDERAL SAVINGS BANK — 2021
What COMMUNITY FEDERAL SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 563,332,000 | 730,443,000 | 624,676,000 | 565,451,000 |
| Total loans | 374,033,000 | 484,672,000 | 357,846,000 | 262,779,000 |
| Allowance for loan losses | 1,096,000 | 1,303,000 | 2,610,000 | 1,091,000 |
| Securities available for sale | 14,782,000 | 14,420,000 | 13,853,000 | 13,340,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,825,000 | 291,818,000 | 312,995,000 | 361,469,000 |
| Interest-bearing deposits | 93,696,000 | 87,300,000 | 76,883,000 | 76,189,000 |
| Noninterest-bearing deposits | 170,129,000 | 204,518,000 | 236,112,000 | 285,280,000 |
| Equity capital | 28,696,000 | 33,412,000 | 36,027,000 | 38,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,874,000 | 5,329,000 | 11,294,000 | 15,884,000 |
| Interest expense | 510,000 | 1,149,000 | 1,696,000 | 2,110,000 |
| Net interest income | 1,364,000 | 4,180,000 | 9,598,000 | 13,774,000 |
| Noninterest income | 2,738,000 | 5,784,000 | 8,854,000 | 12,296,000 |
| Noninterest expense | 3,782,000 | 7,981,000 | 12,443,000 | 17,630,000 |
| Provision for loan losses | -34,000 | 173,000 | 1,480,000 | 1,865,000 |
| Pretax income | 354,000 | 1,810,000 | 4,529,000 | 6,575,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 354,000 | 1,810,000 | 4,529,000 | 6,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,900,000 | 33,406,000 | 36,124,000 | 38,308,000 |
| Total capital | 29,996,000 | 34,519,000 | 37,274,000 | 39,399,000 |
| Risk-weighted assets | 104,158,000 | 88,842,000 | 90,538,000 | 104,559,000 |