Call reports 2020
COMMUNITY FEDERAL SAVINGS BANK — 2020
What COMMUNITY FEDERAL SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 186,300,000 | 328,255,000 | 380,731,000 | 409,392,000 |
| Total loans | 128,907,000 | 238,082,000 | 258,150,000 | 254,636,000 |
| Allowance for loan losses | 1,136,000 | 1,176,000 | 1,176,000 | 1,130,000 |
| Securities available for sale | 9,935,000 | 9,323,000 | 11,608,000 | 12,149,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,328,000 | 192,693,000 | 212,573,000 | 240,460,000 |
| Interest-bearing deposits | 88,508,000 | 96,272,000 | 93,547,000 | 94,186,000 |
| Noninterest-bearing deposits | 77,820,000 | 96,421,000 | 119,026,000 | 146,274,000 |
| Equity capital | 18,690,000 | 19,764,000 | 26,359,000 | 26,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,900,000 | 4,040,000 | 7,333,000 | 9,607,000 |
| Interest expense | 436,000 | 888,000 | 1,391,000 | 1,889,000 |
| Net interest income | 1,464,000 | 3,152,000 | 5,942,000 | 7,718,000 |
| Noninterest income | 1,990,000 | 4,467,000 | 6,946,000 | 9,730,000 |
| Noninterest expense | 2,929,000 | 5,999,000 | 9,684,000 | 13,773,000 |
| Provision for loan losses | 150,000 | 190,000 | 190,000 | 144,000 |
| Pretax income | 375,000 | 1,430,000 | 3,014,000 | 3,531,000 |
| Income tax | 0 | 4,000 | 6,000 | 14,000 |
| Net income | 375,000 | 1,426,000 | 3,008,000 | 3,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,283,000 | 19,334,000 | 25,916,000 | 26,426,000 |
| Total capital | 19,419,000 | 20,510,000 | 27,092,000 | 27,556,000 |
| Risk-weighted assets | 111,524,000 | 113,083,000 | 109,255,000 | 107,071,000 |