Call reports 2019
COMMUNITY FEDERAL SAVINGS BANK — 2019
What COMMUNITY FEDERAL SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 168,919,000 | 186,096,000 | 175,640,000 | 219,447,000 |
| Total loans | 116,315,000 | 110,509,000 | 128,561,000 | 127,587,000 |
| Allowance for loan losses | 896,000 | 830,000 | 893,000 | 986,000 |
| Securities available for sale | 11,261,000 | 10,652,000 | 9,353,000 | 10,962,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,272,000 | 168,722,000 | 158,126,000 | 200,392,000 |
| Interest-bearing deposits | 77,814,000 | 85,259,000 | 90,490,000 | 89,327,000 |
| Noninterest-bearing deposits | 74,458,000 | 83,463,000 | 67,636,000 | 111,065,000 |
| Equity capital | 15,377,000 | 16,109,000 | 16,193,000 | 18,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,778,000 | 3,592,000 | 5,555,000 | 7,478,000 |
| Interest expense | 318,000 | 687,000 | 1,125,000 | 1,557,000 |
| Net interest income | 1,460,000 | 2,905,000 | 4,430,000 | 5,921,000 |
| Noninterest income | 1,175,000 | 2,743,000 | 4,233,000 | 6,236,000 |
| Noninterest expense | 2,417,000 | 4,915,000 | 7,818,000 | 10,859,000 |
| Provision for loan losses | 47,000 | -19,000 | 44,000 | 137,000 |
| Pretax income | 171,000 | 752,000 | 801,000 | 1,161,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 171,000 | 752,000 | 801,000 | 1,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,417,000 | 15,999,000 | 16,048,000 | 17,908,000 |
| Total capital | 16,317,000 | 16,832,000 | 16,944,000 | 18,896,000 |
| Risk-weighted assets | 96,872,000 | 90,066,000 | 106,919,000 | 108,631,000 |