Call reports 2018
COMMUNITY FEDERAL SAVINGS BANK — 2018
What COMMUNITY FEDERAL SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 147,191,000 | 159,622,000 | 157,322,000 | 159,455,000 |
| Total loans | 97,430,000 | 102,052,000 | 107,621,000 | 111,498,000 |
| Allowance for loan losses | 753,000 | 782,000 | 782,000 | 849,000 |
| Securities available for sale | 11,526,000 | 11,220,000 | 10,932,000 | 11,824,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,799,000 | 144,315,000 | 141,631,000 | 143,387,000 |
| Interest-bearing deposits | 67,150,000 | 65,207,000 | 76,975,000 | 74,552,000 |
| Noninterest-bearing deposits | 64,649,000 | 79,108,000 | 64,656,000 | 68,835,000 |
| Equity capital | 14,649,000 | 14,358,000 | 14,767,000 | 15,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,395,000 | 2,788,000 | 4,485,000 | 6,204,000 |
| Interest expense | 193,000 | 384,000 | 670,000 | 970,000 |
| Net interest income | 1,202,000 | 2,404,000 | 3,815,000 | 5,234,000 |
| Noninterest income | 649,000 | 1,345,000 | 2,786,000 | 4,081,000 |
| Noninterest expense | 2,211,000 | 4,299,000 | 6,675,000 | 9,236,000 |
| Provision for loan losses | 26,000 | 55,000 | 55,000 | 122,000 |
| Pretax income | -386,000 | -605,000 | -129,000 | -43,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -386,000 | -605,000 | -129,000 | -43,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,904,000 | 14,685,000 | 15,161,000 | 15,247,000 |
| Total capital | 15,662,000 | 15,472,000 | 15,947,000 | 16,100,000 |
| Risk-weighted assets | 89,392,000 | 90,022,000 | 93,903,000 | 94,394,000 |