Call reports 2017
COMMUNITY FEDERAL SAVINGS BANK — 2017
What COMMUNITY FEDERAL SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 131,970,000 | 138,451,000 | 132,064,000 | 138,748,000 |
| Total loans | 80,966,000 | 87,892,000 | 93,211,000 | 92,887,000 |
| Allowance for loan losses | 762,000 | 762,000 | 818,000 | 727,000 |
| Securities available for sale | 9,689,000 | 9,593,000 | 9,389,000 | 11,912,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,814,000 | 123,283,000 | 117,274,000 | 123,227,000 |
| Interest-bearing deposits | 64,328,000 | 66,280,000 | 63,907,000 | 72,518,000 |
| Noninterest-bearing deposits | 54,486,000 | 57,003,000 | 53,367,000 | 50,709,000 |
| Equity capital | 12,329,000 | 13,752,000 | 13,450,000 | 14,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,206,000 | 2,451,000 | 3,820,000 | 5,150,000 |
| Interest expense | 162,000 | 335,000 | 514,000 | 708,000 |
| Net interest income | 1,044,000 | 2,116,000 | 3,306,000 | 4,442,000 |
| Noninterest income | 885,000 | 1,837,000 | 2,923,000 | 3,586,000 |
| Noninterest expense | 3,061,000 | 5,789,000 | 8,298,000 | 10,575,000 |
| Provision for loan losses | 0 | 0 | 56,000 | -35,000 |
| Pretax income | -1,132,000 | -1,837,000 | -2,127,000 | -2,514,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -1,132,000 | -1,838,000 | -2,128,000 | -2,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,472,000 | 13,766,000 | 13,477,000 | 14,290,000 |
| Total capital | 13,240,000 | 14,534,000 | 14,301,000 | 15,022,000 |
| Risk-weighted assets | 79,141,000 | 86,617,000 | 92,817,000 | 87,647,000 |