Call reports 2014
COMMUNITY FEDERAL SAVINGS BANK — 2014
What COMMUNITY FEDERAL SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 97,613,000 | 105,683,000 | 123,058,000 | 133,129,000 |
| Total loans | 52,358,000 | 59,877,000 | 61,616,000 | 69,042,000 |
| Allowance for loan losses | 446,000 | 494,000 | 499,000 | 499,000 |
| Securities available for sale | 8,271,000 | 8,204,000 | 7,937,000 | 7,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,963,000 | 89,543,000 | 105,504,000 | 116,581,000 |
| Interest-bearing deposits | 67,360,000 | 73,655,000 | 73,050,000 | 75,947,000 |
| Noninterest-bearing deposits | 13,603,000 | 15,888,000 | 32,454,000 | 40,634,000 |
| Equity capital | 16,109,000 | 15,554,000 | 16,913,000 | 15,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 802,000 | 1,683,000 | 2,662,000 | 3,595,000 |
| Interest expense | 163,000 | 326,000 | 487,000 | 641,000 |
| Net interest income | 639,000 | 1,357,000 | 2,175,000 | 2,954,000 |
| Noninterest income | 40,000 | 203,000 | 374,000 | 375,000 |
| Noninterest expense | 1,322,000 | 2,765,000 | 4,366,000 | 6,171,000 |
| Provision for loan losses | 0 | 48,000 | 53,000 | 53,000 |
| Pretax income | -643,000 | -1,254,000 | -1,872,000 | -2,898,000 |
| Income tax | 0 | 0 | 5,000 | 6,000 |
| Net income | -643,000 | -1,254,000 | -1,877,000 | -2,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,111,000 | 15,500,000 | 16,878,000 | 15,851,000 |
| Total capital | 16,557,000 | 15,994,000 | 17,377,000 | 16,350,000 |
| Risk-weighted assets | 53,540,000 | 60,945,000 | 66,005,000 | 70,391,000 |