Call reports 2006
UNITED COMMUNITY BANK TENNESSEE — 2006
What UNITED COMMUNITY BANK TENNESSEE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 |
|---|---|
| Total assets | 333,848,000 |
| Total loans | 180,099,000 |
| Allowance for loan losses | 2,381,000 |
| Securities available for sale | 46,837,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 289,437,000 |
| Interest-bearing deposits | 252,844,000 |
| Noninterest-bearing deposits | 36,593,000 |
| Equity capital | 40,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 |
|---|---|
| Interest income | 4,594,000 |
| Interest expense | 2,116,000 |
| Net interest income | 2,478,000 |
| Noninterest income | 410,000 |
| Noninterest expense | 1,875,000 |
| Provision for loan losses | 152,000 |
| Pretax income | 825,000 |
| Income tax | 301,000 |
| Net income | 524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 |
|---|---|
| Tier 1 capital | 22,655,000 |
| Total capital | 25,036,000 |
| Risk-weighted assets | 217,700,000 |