Call reports 2002
UNITED COMMUNITY BANK TENNESSEE — 2002
What UNITED COMMUNITY BANK TENNESSEE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 142,268,000 | 146,554,000 | 149,926,000 | 151,202,000 |
| Total loans | 87,930,000 | 91,291,000 | 98,405,000 | 99,358,000 |
| Allowance for loan losses | 936,000 | 865,000 | 886,000 | 1,209,000 |
| Securities available for sale | 35,166,000 | 34,567,000 | 36,370,000 | 34,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,665,000 | 133,290,000 | 135,704,000 | 137,333,000 |
| Interest-bearing deposits | 106,642,000 | 106,119,000 | 102,762,000 | 110,434,000 |
| Noninterest-bearing deposits | 23,023,000 | 27,171,000 | 32,942,000 | 26,899,000 |
| Equity capital | 11,558,000 | 12,280,000 | 12,759,000 | 13,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,217,000 | 4,461,000 | 6,743,000 | 9,017,000 |
| Interest expense | 940,000 | 1,804,000 | 2,622,000 | 3,434,000 |
| Net interest income | 1,277,000 | 2,657,000 | 4,121,000 | 5,583,000 |
| Noninterest income | 336,000 | 659,000 | 1,034,000 | 1,489,000 |
| Noninterest expense | 1,189,000 | 2,412,000 | 3,658,000 | 4,860,000 |
| Provision for loan losses | 55,000 | 186,000 | 255,000 | 632,000 |
| Pretax income | 369,000 | 739,000 | 1,263,000 | 1,601,000 |
| Income tax | 124,000 | 264,000 | 466,000 | 572,000 |
| Net income | 245,000 | 475,000 | 797,000 | 1,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,682,000 | 11,911,000 | 12,184,000 | 12,415,000 |
| Total capital | 12,618,000 | 12,776,000 | 13,070,000 | 13,624,000 |
| Risk-weighted assets | 97,687,000 | 101,514,000 | 107,303,000 | 106,102,000 |