Call reports 2001
UNITED COMMUNITY BANK TENNESSEE — 2001
What UNITED COMMUNITY BANK TENNESSEE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 131,520,000 | 135,741,000 | 139,714,000 | 144,031,000 |
| Total loans | 79,667,000 | 84,594,000 | 85,473,000 | 90,476,000 |
| Allowance for loan losses | 761,000 | 782,000 | 789,000 | 967,000 |
| Securities available for sale | 32,523,000 | 28,063,000 | 29,010,000 | 31,081,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,850,000 | 123,494,000 | 126,286,000 | 131,049,000 |
| Interest-bearing deposits | 99,644,000 | 102,978,000 | 105,284,000 | 108,829,000 |
| Noninterest-bearing deposits | 19,206,000 | 20,516,000 | 21,002,000 | 22,220,000 |
| Equity capital | 11,107,000 | 11,369,000 | 11,711,000 | 11,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,559,000 | 5,166,000 | 7,674,000 | 10,165,000 |
| Interest expense | 1,277,000 | 2,519,000 | 3,737,000 | 4,817,000 |
| Net interest income | 1,282,000 | 2,647,000 | 3,937,000 | 5,348,000 |
| Noninterest income | 266,000 | 557,000 | 828,000 | 1,134,000 |
| Noninterest expense | 1,079,000 | 2,245,000 | 3,391,000 | 4,498,000 |
| Provision for loan losses | 51,000 | 117,000 | 163,000 | 459,000 |
| Pretax income | 418,000 | 842,000 | 1,211,000 | 1,642,000 |
| Income tax | 161,000 | 322,000 | 456,000 | 596,000 |
| Net income | 257,000 | 520,000 | 755,000 | 1,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,969,000 | 11,232,000 | 11,417,000 | 11,436,000 |
| Total capital | 11,730,000 | 12,014,000 | 12,206,000 | 12,403,000 |
| Risk-weighted assets | 88,398,000 | 91,685,000 | 94,092,000 | 97,627,000 |