Call reports 2025
TARBORO SAVINGS BANK, SSB — 2025
What TARBORO SAVINGS BANK, SSB reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 57,254,000 | 56,418,000 | 57,348,000 | 55,087,000 |
| Total loans | 40,250,000 | 40,474,000 | 40,494,000 | 41,266,000 |
| Allowance for loan losses | 165,000 | 165,000 | 165,000 | 165,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,581,000 | 48,873,000 | 49,853,000 | 48,709,000 |
| Interest-bearing deposits | 49,581,000 | 48,873,000 | 49,853,000 | 48,709,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,574,000 | 6,462,000 | 6,386,000 | 6,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 609,000 | 1,225,000 | 1,849,000 | 2,458,000 |
| Interest expense | 408,000 | 815,000 | 1,212,000 | 1,591,000 |
| Net interest income | 201,000 | 410,000 | 637,000 | 867,000 |
| Noninterest income | 20,000 | 41,000 | 62,000 | 93,000 |
| Noninterest expense | 315,000 | 656,000 | 981,000 | 1,320,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -94,000 | -205,000 | -282,000 | -360,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -94,000 | -205,000 | -282,000 | -360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,574,000 | 6,462,000 | 6,386,000 | 6,308,000 |