Call reports 2023
TARBORO SAVINGS BANK, SSB — 2023
What TARBORO SAVINGS BANK, SSB reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 52,023,000 | 51,922,000 | 52,160,000 | 52,465,000 |
| Total loans | 39,360,000 | 39,547,000 | 39,536,000 | 40,242,000 |
| Allowance for loan losses | 165,000 | 165,000 | 165,000 | 165,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,774,000 | 44,676,000 | 44,901,000 | 44,306,000 |
| Interest-bearing deposits | 44,774,000 | 44,676,000 | 44,901,000 | 44,306,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 7,161,000 | 7,177,000 | 7,170,000 | 7,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 494,000 | 1,008,000 | 1,533,000 | 2,064,000 |
| Interest expense | 166,000 | 372,000 | 627,000 | 944,000 |
| Net interest income | 328,000 | 636,000 | 906,000 | 1,120,000 |
| Noninterest income | 20,000 | 40,000 | 59,000 | 80,000 |
| Noninterest expense | 303,000 | 613,000 | 914,000 | 1,261,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 45,000 | 63,000 | 51,000 | -61,000 |
| Income tax | 8,000 | 10,000 | 5,000 | -21,000 |
| Net income | 37,000 | 53,000 | 46,000 | -40,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,161,000 | 7,177,000 | 7,170,000 | 7,084,000 |