Call reports 2022
TARBORO SAVINGS BANK, SSB — 2022
What TARBORO SAVINGS BANK, SSB reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 54,462,000 | 53,306,000 | 53,241,000 | 52,480,000 |
| Total loans | 38,212,000 | 38,449,000 | 38,517,000 | 38,836,000 |
| Allowance for loan losses | 156,000 | 157,000 | 161,000 | 165,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,384,000 | 46,159,000 | 45,972,000 | 45,279,000 |
| Interest-bearing deposits | 47,384,000 | 46,159,000 | 45,972,000 | 45,279,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 7,015,000 | 7,062,000 | 7,132,000 | 7,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 451,000 | 914,000 | 1,393,000 | 1,851,000 |
| Interest expense | 103,000 | 195,000 | 285,000 | 385,000 |
| Net interest income | 348,000 | 719,000 | 1,108,000 | 1,466,000 |
| Noninterest income | 53,000 | 69,000 | 85,000 | 111,000 |
| Noninterest expense | 316,000 | 644,000 | 957,000 | 1,336,000 |
| Provision for loan losses | 5,000 | 6,000 | 10,000 | 14,000 |
| Pretax income | 80,000 | 138,000 | 226,000 | 227,000 |
| Income tax | 17,000 | 28,000 | 46,000 | 55,000 |
| Net income | 63,000 | 110,000 | 180,000 | 172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,015,000 | 7,062,000 | 7,132,000 | 7,124,000 |