Call reports 2021
TARBORO SAVINGS BANK, SSB — 2021
What TARBORO SAVINGS BANK, SSB reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 57,558,000 | 58,704,000 | 59,399,000 | 58,194,000 |
| Total loans | 36,987,000 | 37,453,000 | 37,886,000 | 37,267,000 |
| Allowance for loan losses | 154,000 | 154,000 | 153,000 | 151,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,634,000 | 46,780,000 | 47,445,000 | 46,184,000 |
| Interest-bearing deposits | 45,634,000 | 46,780,000 | 47,445,000 | 46,184,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,876,000 | 6,873,000 | 6,928,000 | 6,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 482,000 | 957,000 | 1,423,000 | 1,873,000 |
| Interest expense | 142,000 | 275,000 | 398,000 | 512,000 |
| Net interest income | 340,000 | 682,000 | 1,025,000 | 1,361,000 |
| Noninterest income | 25,000 | 34,000 | 52,000 | 86,000 |
| Noninterest expense | 301,000 | 663,000 | 952,000 | 1,305,000 |
| Provision for loan losses | -15,000 | -15,000 | -16,000 | -18,000 |
| Pretax income | 79,000 | 68,000 | 141,000 | 160,000 |
| Income tax | 16,000 | 8,000 | 26,000 | 21,000 |
| Net income | 63,000 | 60,000 | 115,000 | 139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,876,000 | 6,873,000 | 6,928,000 | 6,952,000 |
| Total capital | — | 7,027,000 | 7,081,000 | 7,103,000 |
| Risk-weighted assets | — | 51,617,000 | 47,658,000 | 31,805,000 |