Call reports 2020
TARBORO SAVINGS BANK, SSB — 2020
What TARBORO SAVINGS BANK, SSB reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 57,257,000 | 60,352,000 | 58,471,000 | 59,093,000 |
| Total loans | 35,876,000 | 35,196,000 | 36,456,000 | 36,714,000 |
| Allowance for loan losses | 150,000 | 142,000 | 149,000 | 169,000 |
| Securities available for sale | 37,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,256,000 | 48,321,000 | 46,534,000 | 47,199,000 |
| Interest-bearing deposits | 45,257,000 | 48,321,000 | 46,534,000 | 47,199,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,956,000 | 6,968,000 | 6,885,000 | 6,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 471,000 | 941,000 | 1,411,000 | 1,880,000 |
| Interest expense | 188,000 | 396,000 | 582,000 | 740,000 |
| Net interest income | 283,000 | 545,000 | 829,000 | 1,140,000 |
| Noninterest income | 18,000 | 36,000 | 62,000 | 98,000 |
| Noninterest expense | 305,000 | 574,000 | 954,000 | 1,439,000 |
| Provision for loan losses | 6,000 | 6,000 | 48,000 | 69,000 |
| Pretax income | -10,000 | 1,000 | -111,000 | -270,000 |
| Income tax | -3,000 | -4,000 | -33,000 | -120,000 |
| Net income | -7,000 | 5,000 | -78,000 | -150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,956,000 | 6,968,000 | 6,885,000 | 6,813,000 |