Call reports 2019
TARBORO SAVINGS BANK, SSB — 2019
What TARBORO SAVINGS BANK, SSB reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 48,073,000 | 48,157,000 | 49,319,000 | 49,464,000 |
| Total loans | 36,697,000 | 37,152,000 | 37,114,000 | 36,031,000 |
| Allowance for loan losses | 123,000 | 122,000 | 134,000 | 144,000 |
| Securities available for sale | 13,000 | 34,000 | 32,000 | 37,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,988,000 | 40,971,000 | 42,096,000 | 42,453,000 |
| Interest-bearing deposits | 40,988,000 | 40,971,000 | 42,096,000 | 42,453,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 7,045,000 | 7,114,000 | 7,159,000 | 6,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 490,000 | 990,000 | 1,500,000 | 1,980,000 |
| Interest expense | 160,000 | 322,000 | 494,000 | 674,000 |
| Net interest income | 330,000 | 668,000 | 1,006,000 | 1,306,000 |
| Noninterest income | 17,000 | 34,000 | 52,000 | -5,000 |
| Noninterest expense | 285,000 | 573,000 | 861,000 | 1,271,000 |
| Provision for loan losses | 0 | -2,000 | 11,000 | 72,000 |
| Pretax income | 62,000 | 131,000 | 186,000 | -42,000 |
| Income tax | 12,000 | 25,000 | 34,000 | -7,000 |
| Net income | 50,000 | 106,000 | 152,000 | -35,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,045,000 | 7,114,000 | 7,159,000 | 6,963,000 |
| Total capital | 7,168,000 | 7,236,000 | 7,293,000 | 7,107,000 |
| Risk-weighted assets | 26,901,000 | 27,611,000 | 28,175,000 | 28,621,000 |