Call reports 2018
TARBORO SAVINGS BANK, SSB — 2018
What TARBORO SAVINGS BANK, SSB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 45,256,000 | 46,579,000 | 46,753,000 | 47,519,000 |
| Total loans | 33,877,000 | 34,990,000 | 35,509,000 | 36,906,000 |
| Allowance for loan losses | 110,000 | 114,000 | 116,000 | 151,000 |
| Securities available for sale | 31,000 | 17,000 | 20,000 | 17,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,350,000 | 39,567,000 | 39,669,000 | 40,477,000 |
| Interest-bearing deposits | 38,350,000 | 39,567,000 | 39,669,000 | 40,477,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,849,000 | 6,961,000 | 7,047,000 | 6,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 450,000 | 922,000 | 1,397,000 | 1,887,000 |
| Interest expense | 112,000 | 227,000 | 354,000 | 506,000 |
| Net interest income | 338,000 | 695,000 | 1,043,000 | 1,381,000 |
| Noninterest income | 17,000 | 34,000 | 52,000 | 69,000 |
| Noninterest expense | 261,000 | 484,000 | 751,000 | 1,116,000 |
| Provision for loan losses | 2,000 | 6,000 | 8,000 | 43,000 |
| Pretax income | 92,000 | 239,000 | 336,000 | 291,000 |
| Income tax | 13,000 | 39,000 | 52,000 | 55,000 |
| Net income | 79,000 | 200,000 | 284,000 | 236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,849,000 | 6,961,000 | 7,047,000 | 6,998,000 |
| Total capital | 6,959,000 | 7,075,000 | 7,163,000 | 7,149,000 |
| Risk-weighted assets | 32,003,000 | 25,583,000 | 25,974,000 | 26,622,000 |