Call reports 2017
TARBORO SAVINGS BANK, SSB — 2017
What TARBORO SAVINGS BANK, SSB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 44,599,000 | 45,714,000 | 45,286,000 | 45,303,000 |
| Total loans | 32,910,000 | 32,697,000 | 32,978,000 | 33,038,000 |
| Allowance for loan losses | 103,000 | 103,000 | 104,000 | 108,000 |
| Securities available for sale | 47,000 | 47,000 | 44,000 | 36,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,963,000 | 38,740,000 | 38,259,000 | 38,472,000 |
| Interest-bearing deposits | 37,963,000 | 38,740,000 | 38,259,000 | 38,472,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,574,000 | 6,663,000 | 6,744,000 | 6,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 440,000 | 899,000 | 1,346,000 | 1,804,000 |
| Interest expense | 113,000 | 226,000 | 339,000 | 453,000 |
| Net interest income | 327,000 | 673,000 | 1,007,000 | 1,351,000 |
| Noninterest income | 18,000 | 36,000 | 53,000 | 71,000 |
| Noninterest expense | 253,000 | 492,000 | 741,000 | 1,062,000 |
| Provision for loan losses | -4,000 | -4,000 | -3,000 | 1,000 |
| Pretax income | 96,000 | 221,000 | 322,000 | 359,000 |
| Income tax | 31,000 | 67,000 | 85,000 | 88,000 |
| Net income | 65,000 | 154,000 | 237,000 | 271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,574,000 | 6,663,000 | 6,744,000 | 6,773,000 |
| Total capital | 6,677,000 | 6,766,000 | 6,848,000 | 6,881,000 |
| Risk-weighted assets | 31,890,000 | 32,905,000 | 32,342,000 | 32,430,000 |