Call reports 2016
TARBORO SAVINGS BANK, SSB — 2016
What TARBORO SAVINGS BANK, SSB reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 43,366,000 | 44,118,000 | 44,460,000 | 45,275,000 |
| Total loans | 34,885,000 | 35,393,000 | 34,624,000 | 33,047,000 |
| Allowance for loan losses | 106,000 | 111,000 | 111,000 | 107,000 |
| Securities available for sale | 28,000 | 17,000 | 23,000 | 47,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,890,000 | 37,690,000 | 37,943,000 | 38,711,000 |
| Interest-bearing deposits | 36,890,000 | 37,690,000 | 37,943,000 | 38,711,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,349,000 | 6,394,000 | 6,475,000 | 6,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 462,000 | 916,000 | 1,375,000 | 1,810,000 |
| Interest expense | 105,000 | 210,000 | 320,000 | 435,000 |
| Net interest income | 357,000 | 706,000 | 1,055,000 | 1,375,000 |
| Noninterest income | 16,000 | 28,000 | 40,000 | 96,000 |
| Noninterest expense | 238,000 | 486,000 | 730,000 | 1,072,000 |
| Provision for loan losses | 0 | 35,000 | 35,000 | 35,000 |
| Pretax income | 135,000 | 213,000 | 330,000 | 364,000 |
| Income tax | 48,000 | 74,000 | 114,000 | 128,000 |
| Net income | 87,000 | 139,000 | 216,000 | 236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,349,000 | 6,394,000 | 6,475,000 | 6,509,000 |
| Total capital | 6,455,000 | 6,505,000 | 6,586,000 | 6,616,000 |
| Risk-weighted assets | 24,613,000 | 25,105,000 | 25,270,000 | 24,474,000 |