Call reports 2015
TARBORO SAVINGS BANK, SSB — 2015
What TARBORO SAVINGS BANK, SSB reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 43,689,000 | 43,838,000 | 43,757,000 | 43,028,000 |
| Total loans | 34,405,000 | 35,412,000 | 36,240,000 | 35,196,000 |
| Allowance for loan losses | 88,000 | 88,000 | 106,000 | 106,000 |
| Securities available for sale | 26,000 | 29,000 | 29,000 | 28,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,649,000 | 37,653,000 | 37,394,000 | 36,630,000 |
| Interest-bearing deposits | 37,649,000 | 37,653,000 | 37,394,000 | 36,630,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,008,000 | 6,111,000 | 6,200,000 | 6,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 449,000 | 939,000 | 1,418,000 | 1,902,000 |
| Interest expense | 115,000 | 231,000 | 344,000 | 454,000 |
| Net interest income | 334,000 | 708,000 | 1,074,000 | 1,448,000 |
| Noninterest income | 13,000 | 25,000 | 38,000 | 86,000 |
| Noninterest expense | 230,000 | 457,000 | 675,000 | 977,000 |
| Provision for loan losses | 2,000 | 2,000 | 20,000 | 37,000 |
| Pretax income | 115,000 | 274,000 | 417,000 | 520,000 |
| Income tax | 43,000 | 101,000 | 154,000 | 196,000 |
| Net income | 72,000 | 173,000 | 263,000 | 324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,008,000 | 6,111,000 | 6,200,000 | 6,262,000 |
| Total capital | 6,096,000 | 6,199,000 | 6,306,000 | 6,368,000 |
| Risk-weighted assets | 24,016,000 | 24,786,000 | 25,588,000 | 24,513,000 |