Call reports 2014
TARBORO SAVINGS BANK, SSB — 2014
What TARBORO SAVINGS BANK, SSB reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 40,901,000 | 42,719,000 | 43,700,000 | 43,301,000 |
| Total loans | 31,297,000 | 32,033,000 | 31,949,000 | 32,823,000 |
| Allowance for loan losses | 112,000 | 82,000 | 83,000 | 86,000 |
| Securities available for sale | 36,000 | 44,000 | 44,000 | 26,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,076,000 | 36,838,000 | 37,764,000 | 37,338,000 |
| Interest-bearing deposits | 35,076,000 | 36,838,000 | 37,764,000 | 37,338,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 5,748,000 | 5,829,000 | 5,886,000 | 5,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 420,000 | 863,000 | 1,273,000 | 1,711,000 |
| Interest expense | 97,000 | 200,000 | 314,000 | 429,000 |
| Net interest income | 323,000 | 663,000 | 959,000 | 1,282,000 |
| Noninterest income | 4,000 | 17,000 | 47,000 | 62,000 |
| Noninterest expense | 212,000 | 437,000 | 670,000 | 956,000 |
| Provision for loan losses | 9,000 | 11,000 | 12,000 | 15,000 |
| Pretax income | 106,000 | 232,000 | 324,000 | 373,000 |
| Income tax | 40,000 | 89,000 | 124,000 | 112,000 |
| Net income | 66,000 | 143,000 | 200,000 | 261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,733,000 | 5,809,000 | 5,866,000 | 5,927,000 |
| Total capital | 5,844,000 | 5,892,000 | 5,949,000 | 6,014,000 |
| Risk-weighted assets | 21,467,000 | 22,248,000 | 22,425,000 | 22,853,000 |