Call reports 2013
TARBORO SAVINGS BANK, SSB — 2013
What TARBORO SAVINGS BANK, SSB reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 41,613,000 | 41,446,000 | 41,066,000 | 39,936,000 |
| Total loans | 30,900,000 | 30,675,000 | 30,249,000 | 31,195,000 |
| Allowance for loan losses | 77,000 | 86,000 | 86,000 | 103,000 |
| Securities available for sale | 3,000 | 8,000 | 8,000 | 16,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,023,000 | 35,837,000 | 35,354,000 | 34,202,000 |
| Interest-bearing deposits | 36,023,000 | 35,837,000 | 35,354,000 | 34,202,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 5,488,000 | 5,540,000 | 5,628,000 | 5,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 444,000 | 890,000 | 1,327,000 | 1,760,000 |
| Interest expense | 106,000 | 213,000 | 318,000 | 416,000 |
| Net interest income | 338,000 | 677,000 | 1,009,000 | 1,344,000 |
| Noninterest income | 1,000 | 6,000 | 24,000 | 29,000 |
| Noninterest expense | 208,000 | 417,000 | 629,000 | 948,000 |
| Provision for loan losses | -2,000 | 55,000 | 56,000 | 26,000 |
| Pretax income | 133,000 | 211,000 | 348,000 | 399,000 |
| Income tax | 52,000 | 81,000 | 129,000 | 145,000 |
| Net income | 81,000 | 130,000 | 219,000 | 254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,488,000 | 5,540,000 | 5,628,000 | 5,669,000 |
| Total capital | 5,565,000 | 5,626,000 | 5,714,000 | 5,771,000 |
| Risk-weighted assets | 21,312,000 | 21,127,000 | 21,013,000 | 21,203,000 |