Call reports 2012
TARBORO SAVINGS BANK, SSB — 2012
What TARBORO SAVINGS BANK, SSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 41,153,000 | 41,864,000 | 41,864,000 | 41,379,000 |
| Total loans | 28,958,000 | 29,452,000 | 29,683,000 | 30,742,000 |
| Allowance for loan losses | 72,000 | 70,000 | 77,000 | 79,000 |
| Securities available for sale | 3,000 | 4,000 | 3,000 | 3,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,833,000 | 36,485,000 | 36,397,000 | 35,864,000 |
| Interest-bearing deposits | 35,833,000 | 36,485,000 | 36,003,000 | 35,614,000 |
| Noninterest-bearing deposits | 0 | 0 | 394,000 | 249,000 |
| Equity capital | 5,241,000 | 5,300,000 | 5,365,000 | 5,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 414,000 | 840,000 | 1,264,000 | 1,700,000 |
| Interest expense | 123,000 | 244,000 | 362,000 | 475,000 |
| Net interest income | 291,000 | 596,000 | 902,000 | 1,225,000 |
| Noninterest income | 3,000 | 7,000 | 16,000 | 30,000 |
| Noninterest expense | 199,000 | 400,000 | 604,000 | 866,000 |
| Provision for loan losses | 2,000 | 19,000 | 26,000 | 28,000 |
| Pretax income | 93,000 | 184,000 | 288,000 | 361,000 |
| Income tax | 35,000 | 68,000 | 107,000 | 138,000 |
| Net income | 58,000 | 116,000 | 181,000 | 223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,241,000 | 5,300,000 | 5,365,000 | 5,406,000 |
| Total capital | 5,313,000 | 5,370,000 | 5,442,000 | 5,485,000 |
| Risk-weighted assets | 19,837,000 | 20,345,000 | 20,162,000 | 20,733,000 |