Call reports 2011
TARBORO SAVINGS BANK, SSB — 2011
What TARBORO SAVINGS BANK, SSB reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 37,312,000 | 38,144,000 | 39,247,000 | 39,849,000 |
| Total loans | 25,430,000 | 25,893,000 | 27,029,000 | 28,525,000 |
| Allowance for loan losses | 72,000 | 64,000 | 67,000 | 70,000 |
| Securities available for sale | 4,000 | 3,000 | 5,000 | 3,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,264,000 | 33,022,000 | 34,040,000 | 34,594,000 |
| Interest-bearing deposits | 32,264,000 | 33,022,000 | 34,040,000 | 34,594,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 5,021,000 | 5,071,000 | 5,130,000 | 5,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 372,000 | 741,000 | 1,134,000 | 1,533,000 |
| Interest expense | 121,000 | 245,000 | 368,000 | 489,000 |
| Net interest income | 251,000 | 496,000 | 766,000 | 1,044,000 |
| Noninterest income | 3,000 | 7,000 | 8,000 | 9,000 |
| Noninterest expense | 182,000 | 362,000 | 537,000 | 738,000 |
| Provision for loan losses | -15,000 | -23,000 | -20,000 | -17,000 |
| Pretax income | 87,000 | 164,000 | 257,000 | 332,000 |
| Income tax | 33,000 | 60,000 | 95,000 | 115,000 |
| Net income | 54,000 | 104,000 | 162,000 | 217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,017,000 | 5,071,000 | 5,130,000 | 5,184,000 |
| Total capital | 5,089,000 | 5,135,000 | 5,197,000 | 5,254,000 |
| Risk-weighted assets | 16,607,000 | 17,027,000 | 18,263,000 | 18,901,000 |