Call reports 2010
TARBORO SAVINGS BANK, SSB — 2010
What TARBORO SAVINGS BANK, SSB reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 35,525,000 | 36,385,000 | 37,100,000 | 36,622,000 |
| Total loans | 25,258,000 | 24,994,000 | 25,411,000 | 25,773,000 |
| Allowance for loan losses | 89,000 | 89,000 | 65,000 | 87,000 |
| Securities available for sale | 16,000 | 16,000 | 6,000 | 4,000 |
| Securities held to maturity | 400,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,598,000 | 31,423,000 | 32,120,000 | 31,640,000 |
| Interest-bearing deposits | 30,598,000 | 31,423,000 | 32,120,000 | 31,640,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 4,914,000 | 4,943,000 | 4,955,000 | 4,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 368,000 | 738,000 | 1,112,000 | 1,481,000 |
| Interest expense | 165,000 | 322,000 | 471,000 | 608,000 |
| Net interest income | 203,000 | 416,000 | 641,000 | 873,000 |
| Noninterest income | 1,000 | 3,000 | 7,000 | 17,000 |
| Noninterest expense | 174,000 | 347,000 | 552,000 | 758,000 |
| Provision for loan losses | 4,000 | 4,000 | 5,000 | 27,000 |
| Pretax income | 26,000 | 68,000 | 91,000 | 105,000 |
| Income tax | 6,000 | 19,000 | 24,000 | 24,000 |
| Net income | 20,000 | 49,000 | 67,000 | 81,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,911,000 | 4,939,000 | 4,949,000 | 4,963,000 |
| Total capital | 5,000,000 | 5,028,000 | 5,014,000 | 5,050,000 |
| Risk-weighted assets | 16,407,000 | 16,541,000 | 16,811,000 | 16,597,000 |