Call reports 2009
TARBORO SAVINGS BANK, SSB — 2009
What TARBORO SAVINGS BANK, SSB reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 25,805,000 | 28,930,000 | 32,312,000 | 34,454,000 |
| Total loans | 21,709,000 | 23,113,000 | 23,364,000 | 24,848,000 |
| Allowance for loan losses | 52,000 | 52,000 | 56,000 | 85,000 |
| Securities available for sale | 9,000 | 10,000 | 7,000 | 23,000 |
| Securities held to maturity | 808,000 | 798,000 | 798,000 | 399,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,910,000 | 23,999,000 | 27,413,000 | 29,544,000 |
| Interest-bearing deposits | 20,910,000 | 23,999,000 | 27,414,000 | 29,544,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 4,877,000 | 4,897,000 | 4,886,000 | 4,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 336,000 | 682,000 | 1,032,000 | 1,390,000 |
| Interest expense | 138,000 | 275,000 | 427,000 | 592,000 |
| Net interest income | 198,000 | 407,000 | 605,000 | 798,000 |
| Noninterest income | 5,000 | 8,000 | 18,000 | 22,000 |
| Noninterest expense | 172,000 | 358,000 | 580,000 | 768,000 |
| Provision for loan losses | 0 | 0 | 4,000 | 33,000 |
| Pretax income | 31,000 | 57,000 | 39,000 | 19,000 |
| Income tax | 9,000 | 16,000 | 7,000 | -4,000 |
| Net income | 22,000 | 41,000 | 32,000 | 23,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,875,000 | 4,888,000 | 4,879,000 | 4,888,000 |
| Total capital | 4,927,000 | 4,940,000 | 4,935,000 | 4,973,000 |
| Risk-weighted assets | 13,128,000 | 14,139,000 | 14,933,000 | 16,035,000 |