Call reports 2007
TARBORO SAVINGS BANK, SSB — 2007
What TARBORO SAVINGS BANK, SSB reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 25,685,000 | 26,285,000 | 26,608,000 | 26,135,000 |
| Total loans | 18,027,000 | 18,301,000 | 18,540,000 | 18,751,000 |
| Allowance for loan losses | 39,000 | 42,000 | 45,000 | 48,000 |
| Securities available for sale | 764,000 | 774,000 | 753,000 | 435,000 |
| Securities held to maturity | 1,649,000 | 1,637,000 | 1,632,000 | 1,624,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,072,000 | 20,641,000 | 20,988,000 | 20,887,000 |
| Interest-bearing deposits | 20,072,000 | 20,641,000 | 20,988,000 | 20,887,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 5,306,000 | 5,324,000 | 5,312,000 | 5,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 368,000 | 743,000 | 1,108,000 | 1,500,000 |
| Interest expense | 182,000 | 370,000 | 564,000 | 761,000 |
| Net interest income | 186,000 | 373,000 | 544,000 | 739,000 |
| Noninterest income | 8,000 | 10,000 | 13,000 | 16,000 |
| Noninterest expense | 175,000 | 349,000 | 519,000 | 727,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 16,000 | 28,000 | 29,000 | 16,000 |
| Income tax | 2,000 | 2,000 | 2,000 | -12,000 |
| Net income | 14,000 | 26,000 | 27,000 | 28,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,840,000 | 4,852,000 | 4,853,000 | 4,832,000 |
| Total capital | 5,217,000 | 5,237,000 | 5,231,000 | 5,070,000 |
| Risk-weighted assets | 11,090,000 | 12,183,000 | 12,339,000 | 12,325,000 |