Call reports 2006
TARBORO SAVINGS BANK, SSB — 2006
What TARBORO SAVINGS BANK, SSB reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 27,990,000 | 27,251,000 | 27,138,000 | 26,160,000 |
| Total loans | 17,767,000 | 17,950,000 | 18,061,000 | 18,337,000 |
| Allowance for loan losses | 31,000 | 33,000 | 34,000 | 35,000 |
| Securities available for sale | 790,000 | 732,000 | 852,000 | 872,000 |
| Securities held to maturity | 1,689,000 | 1,681,000 | 1,668,000 | 1,656,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,368,000 | 21,670,000 | 21,426,000 | 20,449,000 |
| Interest-bearing deposits | 22,368,000 | 21,670,000 | 21,426,000 | 20,449,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 5,290,000 | 5,272,000 | 5,354,000 | 5,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 372,000 | 749,000 | 1,144,000 | 1,530,000 |
| Interest expense | 162,000 | 335,000 | 523,000 | 716,000 |
| Net interest income | 210,000 | 414,000 | 621,000 | 814,000 |
| Noninterest income | 12,000 | 14,000 | 20,000 | 24,000 |
| Noninterest expense | 188,000 | 374,000 | 577,000 | 793,000 |
| Provision for loan losses | 2,000 | 4,000 | 5,000 | 6,000 |
| Pretax income | 32,000 | 50,000 | 59,000 | 39,000 |
| Income tax | 7,000 | 6,000 | 7,000 | -5,000 |
| Net income | 25,000 | 44,000 | 52,000 | 44,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,808,000 | 4,826,000 | 4,834,000 | 4,826,000 |
| Total capital | 5,189,000 | 5,183,000 | 5,246,000 | 5,248,000 |
| Risk-weighted assets | 11,690,000 | 11,363,000 | 11,571,000 | 11,413,000 |