Call reports 2004
TARBORO SAVINGS BANK, SSB — 2004
What TARBORO SAVINGS BANK, SSB reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 32,535,000 | 31,636,000 | 30,538,000 | 30,356,000 |
| Total loans | 20,913,000 | 20,500,000 | 20,496,000 | 19,904,000 |
| Allowance for loan losses | 65,000 | 65,000 | 65,000 | 65,000 |
| Securities available for sale | 777,000 | 826,000 | 852,000 | 962,000 |
| Securities held to maturity | 1,851,000 | 1,799,000 | 1,769,000 | 1,758,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,185,000 | 26,226,000 | 25,060,000 | 24,771,000 |
| Interest-bearing deposits | 27,185,000 | 26,226,000 | 25,060,000 | 24,771,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 4,983,000 | 5,066,000 | 5,129,000 | 5,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 401,000 | 784,000 | 1,156,000 | 1,540,000 |
| Interest expense | 143,000 | 272,000 | 396,000 | 519,000 |
| Net interest income | 258,000 | 512,000 | 760,000 | 1,021,000 |
| Noninterest income | 6,000 | 16,000 | 23,000 | 29,000 |
| Noninterest expense | 187,000 | 367,000 | 553,000 | 784,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 77,000 | 161,000 | 230,000 | 266,000 |
| Income tax | 27,000 | 57,000 | 80,000 | 89,000 |
| Net income | 50,000 | 104,000 | 150,000 | 177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,509,000 | 4,640,000 | 4,687,000 | 4,713,000 |
| Total capital | 4,918,000 | 5,071,000 | 5,130,000 | 5,205,000 |
| Risk-weighted assets | 13,365,000 | 23,254,000 | 12,830,000 | 12,896,000 |